Credit Cards are issued after an account has been approved by the credit provider, after which cardholders can use it to make purchases at merchants accepting that card.
When a purchase is made, the credit card user agrees to pay the card issuer. The cardholder indicates consent to pay by signing a receipt with a record of the card details and indicating the amount to be paid or by entering a personal identification number (PIN). Also, many merchants now accept verbal authorizations via telephone and electronic authorization using the Internet, known as a 'Card/Cardholder Not Present' (CNP) transaction.
Take the confusion out of the many rewards, low interest rate, balance transfer cards and more when you shop for a credit card online with Compare Credit Cards. You set the pace toward finding a better credit card! Use our "help me choose" online card comparison tool to review credit cards based on your needs. For each card on our website, you can add it to your favorites so that you can compare credit card features side-by-side before your ready to apply.
Here's how to choose the Best Credit Cards: You can start by browsing our card categories on the left or the banks and card issuers. You can also use credit card comparison and search tools to compare credit cards or to find the card with the right features and benefits for you. The credit card comparison guide is an easy-to-use tool which enables you to compare rates, type of rewards, and annual fees. Once you make your choice, the credit card application is only a click away and many cards will give you a decision in less than 60 seconds.
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